John Banks Finance

PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the GFV or final balloon payment), or hand the vehicle back to the lender.

HP (Hire Purchase)

Hire Purchase allows you to take ownership of a vehicle once all payments are made. This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours. One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments. Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

Renault Business Finance

Get a tailored finance solution from sole traders to large corporate businesses. The option that most companies go for is Contract Hire - it is an ideal option as you pay a fixed monthly rental which usually includes the maintenance package costs included. As well as significant tax benefits for this rental option you can just hand the vehicle back at the end of the Contract (subject to condition and mileage) so the bottom line of the contract Hire option is that is a simple way to run your company vehicles without a worry. You can also opt for HP if you wish to own the vehicle. Lease Purchase and Lease Hire are also available.

GAP(Guaranteed Asset Protection)

GAP Insurance Explained. GAP Insurance - is it suitable for you? It's up to you to decide..

Renault Insurance Excess

Renalt Insurance explained - www.renaultcarinsurance.co.uk to do a comparison

John Banks Limited are registered in the UK, Companies House Number 1831725 at Kempson Way, Moreton Hall, Bury St Edmunds, Suffolk, IP32 7AR with sites at Ipswich and Cambridge all covered under the Financial Conduct Authority Firm Reference 308667. Our permitted business is the sale of Motor Related Non-investment insurance contracts.

Finance /Insurance Enquiry

Apply For Finance

Free Motor Credit Check