Value Added Products that are worth considering
Protecting Your Vehicle |
Value Added Products
At John Banks Group, we want every customer to enjoy complete peace of mind when purchasing a vehicle. That’s why we offer a range of value-added protection products designed to help protect your vehicle, your finances and your ownership experience.
From safeguarding against unexpected repair costs to protecting your vehicle from everyday wear and tear, our protection products are designed to ensure your vehicle stays safe, reliable and in the best possible condition throughout your ownership.
Our team will be happy to explain the options available and help you choose the protection that suits your needs.
Guaranteed Asset Protection (GAP Insurance)
SMART Insurance
Keeps the vehicle in a showroom condition, maintaining both the appearance and value
Protects your motor insurance premium and no claims bonus
Repairs completed at a convenient time and location, and are guaranteed for lifetime of ownership
Minor dents, small scratches and scuffs are not only unsightly, but they also have a negative effect on the value of a car. In the past, cosmetic damage meant leaving the vehicle with a conventional body shop for several days while it was repaired – often leaving you with a large bill at the end.
SMART (Small to Medium Area Repair Technology) Insurance offers effective, fast solutions to assist in the cosmetic repair of vehicles. It enables vehicle owners to take advantage of a nationwide network of mobile repairers who can assess and repair the damage at your convenience.
Smart Insurance -
We cover 40cm diameter, Up to 3 claims and £450 towards a windscreen replacement excess
36 Months - £330.00
48 Months - £444.00
Guaranteed Asset Protection (GAP Insurance)
Guaranteed Asset Protection (GAP Insurance)
Vehicle values can change quickly after purchase. GAP Insurance helps protect you financially if your vehicle is written off or stolen and not recovered.
If your insurer settles your claim, GAP Insurance may cover the difference between the insurance payout and either the original purchase price or outstanding finance balance, depending on the type of cover selected.
This helps ensure you are not left out of pocket should the unexpected happen.
In most cases, from the moment a vehicle leaves the dealership, it will start to depreciate at a rate that is dependent upon how old it is, and how many miles it has clocked.
In the event that a vehicle is written off as a result of an accident, fire or theft, most insurers will only pay out the market value of the vehicle at the time of loss. This is often considerably less than its original value, and could mean that there is a shortfall on the outstanding finance, or the cost of replacing it with an equivalent vehicle.
Depending on how you choose to purchase or fund your vehicle, we offer a range of products to protect you and your vehicle:
Finance GAP
This covers the difference between the amount your motor insurance company pays, and the amount required to settle your finance agreement. It will also cover any initial rentals and contribute towards your motor insurance excess.
Return to Invoice Insurance
Covers the difference between the amount your motor insurer company pays and the original invoice price of the vehicle, including manufacturer and dealer fitted accessories. In addition, it will also contribute towards a motor insurance excess.
Vehicle Replacement Insurance
VRI covers the difference between your motor insurers pay out and the cost of a new vehicle, despite any increases in cost as a result of model changes or inflation. Again, it will also contribute towards a motor insurance excess.
SMART Insurance
SMART Insurance
Keeps the vehicle in a showroom condition, maintaining both the appearance and value
Protects your motor insurance premium and no claims bonus
Repairs completed at a convenient time and location, and are guaranteed for lifetime of ownership
Minor dents, small scratches and scuffs are not only unsightly, but they also have a negative effect on the value of a car. In the past, cosmetic damage meant leaving the vehicle with a conventional body shop for several days while it was repaired – often leaving you with a large bill at the end.
SMART (Small to Medium Area Repair Technology) Insurance offers effective, fast solutions to assist in the cosmetic repair of vehicles. It enables vehicle owners to take advantage of a nationwide network of mobile repairers who can assess and repair the damage at your convenience.
Smart Insurance -
We cover 40cm diameter, Up to 3 claims and £450 towards a windscreen replacement excess
36 Months - £330.00
48 Months - £444.00
Pothole Insurance Cover for your Tyres & Alloy Wheels
Tyre & Alloy Insurance
Alloy Wheel & Tyre Protection
(AWT) – Premia Solutions
DRIVE WITH CONFIDENCE - Protect Your Wheels & Tyres
Everyday Road Hazards
Potholes, kerbs and debris can easily damage tyres or alloy wheels during normal driving.
⬇
🛠 Quick & Professional Repairs
Repairs are arranged through a nationwide network of specialist repair technicians who can assess and fix the damage efficiently.
⬇
🛞 Cosmetic Alloy Wheel Repairs
SMART repair technology restores scratched or scuffed alloy wheels without the need for full replacement.
⬇
🔧 Tyre Repair or Replacement
If your tyre is damaged beyond repair, the policy helps cover the cost of repair or replacement depending on the claim terms.
⬇
✔ Stay Safe & Protect Your Vehicle Value
Maintaining tyres and wheels helps keep your vehicle safe, roadworthy and looking its best.
What AWT Protection Covers
✔ Alloy wheel cosmetic damage
✔ Tyre punctures and damage
✔ Kerb scuffs and scratches
✔ Mobile repair service options
✔ Fast and convenient claims process
