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John Banks GroupJohn Banks Group
01284 656098
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Buying Leasing or financing generally with Mobilize at John Banks Renault, Dacia and Alpine

At John Banks Group, we offer flexible and competitive finance solutions through Mobilize Finance across the Renault, Dacia and Alpine ranges. Whether you're choosing a brand-new electric vehicle, upgrading your family car or exploring performance engineering, Mobilize Finance provides clear, tailored funding options to suit your budget.

Finance Options Available

We provide a range of funding solutions including:

  • Personal Contract Purchase (PCP)

  • Hire Purchase (HP)

  • Personal Contract Hire (PCH)

  • Business Contract Hire (BCH)

Each agreement can be structured to suit your deposit preference, monthly budget and annual mileage requirements.

Renault Finance with Mobilize

Renault customers can benefit from competitive APR offers across petrol, hybrid and electric models including E-Tech vehicles. PCP agreements allow lower monthly payments with flexible end-of-term options including part exchange, return or ownership.

Dacia Finance with Mobilize

Dacia offers simple, transparent finance options designed to match its outstanding value-for-money vehicle range. With low deposits and fixed monthly payments, Dacia finance keeps budgeting straightforward.

Alpine Finance with Mobilize

Alpine customers can access tailored finance packages designed around premium performance vehicles, including electric sports models. Structured PCP and HP options allow flexible ownership for this specialist marque.

Why Choose Mobilize Finance?

Mobilize Finance provides:

  • Fixed monthly payments

  • Flexible deposit contributions

  • Manufacturer-backed offers

  • Competitive APR campaigns

  • Electric vehicle finance expertise

  • Transparent documentation and FCA-compliant agreements

All finance is subject to status and underwriting.

Call us

Speak to our Renault, Dacia or Alpine finance specialists today to receive a personalised quotation. Whether online or in dealership, we’ll structure a finance solution that works for you.

Serving Cambridge, Ipswich, Colchester, Bury St Edmunds and across East Anglia.

John Banks Group – Financing Your Renault, Dacia or Alpine

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

Finance your new Renault vehicle with PCP through Mobilize Financial Services and adjust the duration of your financing to fit your budget.

visual of Renault Megane E-tech interior

benefits of PCP

  • Negotiable deposit.

  • Fixed monthly payments.

  • Option to change your car every 2 to 4 years.

  • Upgrade to a better specification.

  • Add accessories to personalise your car.

  • Optional final payment at the end of agreement

 

PCP in detail

lifestyle visual of Renault Megane e-tech

choose the duration of your agreement based on your budget

Stay fully in control of your Renault vehicle with PCP. You can choose the duration and the mileage of your finance contract so you can make monthly payments that fit your budget.

You will get three choices when your PCP agreement comes to an end:

 Option 1 - Drive away a new Renault

If the vehicle is worth more than the Optional Final Payment amount, you could put the difference towards the deposit on a new Renault.

 Option 2 - Return your Renault

Simply return your Renault in good condition and pay nothing, as long as you meet any conditions we set at the start of the agreement, such as not going over an agreed mileage.

 Option 3 - Keep your Renault

After all payments and the optional final payment have been made (and any option to purchase fee), ownership of the vehicle is transferred to you.

 RENAULT PCP IN DETAIL

Find out all about Renault Personal Contract Purchase. 

Renault financing body

Mobilize Financial Services

contract term

 2-4 years

mileage

Up to 25k per annum

deposit 

as required

acceptance fees

none

monthly payment

fixed

early settlement

possible

vehicle warranty

3 year manufacturer warranty included

Hire purchase (HP)

Hire purchase (HP)

With Hire Purchase from Mobilize Financial Services, you tell us how much deposit you would like to pay, and your salesperson will calculate your monthly payment based on the term and the remaining amount to be financed on the vehicle.

lifestyle visual of young professionals with vehicle outside

the benefits of hire purchase

  • Flexible deposit

  • Flexible terms (2 to 5 years)

  • Fixed repayments not subject to VAT

  • Fixed interest rate

  • No mileage restrictions

 

 

hire purchase in detail

lifestyle visual of megane e-tech vehicle outside

what happens at the end of my agreement?

After all payments have been made, and any option to purchase fee, ownership of the vehicle is transferred to you.

visual of Renault Arkana business

hire purchase for your electric vehicle

Discover the benefits of Hire Purchase and the related services for your Renault electric vehicle.

Renault hire purchase in detail

Learn all about Renault hire purchase

Renault financing body

Mobilize Financial Services

length of contract 

2 to 5 years

mileage

unlimited

deposit 

as required

acceptance fees

none

monthly payment

fixed

early settlement

possible

vehicle warranty 

3 years manufacturer warranty included

Contract hire (CH)

contract hire

Contract Hire is a product for businesses or private individuals who don't want the financial risk of running their own car and vans, and who want to reduce the administrative load of buying, servicing and disposing of their vehicle.

visual of Renault Arkana vehicle at night

the benefits of contract hire

  • Road fund licence included.

  • Optional servicing, maintenance and tyre options bring all running costs into one package.

For business users

  • The reduced VAT paid by the business, as monthly vehicle payments can be offset against taxable profits*.

  • VAT registered businesses are able to claim 100% of the VAT back if the vehicle is used exclusively for business*.

  • If vehicle used privately, 50% of the VAT can be reclaimed on the finance of the rental*.

*subject to status

visual of Renault vehicle dashboard

lease your vehicle long term

With Contract Hire, you make a fixed monthly rental and stay fully in control of your budget. You choose your annual mileage according to your driving habits and enjoy a tailor-made allowance.

 

Step 1 - Advanced rental. You pay the advanced rental ranging from 3 to 12 months upfront.

 

Step 2 - Balance to fund. Fixed monthly rentals for the duration of your contract.

 

Step 3 - At the end. At the end of your agreement you simply return the vehicle back to us (excess mileage and damage charges may apply).

Renault contract hire in detail

Learn all about Renault Contract Hire

Renault financing body

Mobilize Financial Services

length of contract

2-5 years

mileage

up to 25k per annum

advance rental

as required

acceptance fees

none

monthly rental

fixed

early termination

only possible from 12 months with fees

vehicle warranty

3 year manufacturer warranty included

ownership option

no

Renault financing body

Mobilize Financial Services

length of contract 

2 to 5 years

mileage

unlimited

deposit 

as required

acceptance fees

none

monthly payment

fixed

early settlement

possible

vehicle warranty 

3 years manufacturer warranty included

Frequently Asked Questions about Finance

A: Yes—but there may be fees or you’ll need to settle remaining balance or outstanding amount.

A: Credit subject to status. You must be 18+ and meet finance provider’s criteria. We can offer a full credit search or what we call a soft search to see if you are eligible, speak to the team today or apply online via any of our stock cars from our website.

A: No (in most HP agreements) unlike PCP

A: You may have to pay excess mileage charges at end-of-term

John Banks Head Office, Kempson Way,
Bury St. Edmunds, Suffolk. IP32 7AR

Tel: 01284 656098
Reg. Company Number: 01831725 VAT Reg. No. GB 740 9181 35 Office of Fair Trading Licence 169742
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John Banks Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.